Free Online Tools for Individuals Deciding When to Claim Social Security Benefits
From the Social Security website
When to claim Social Security retirement benefits is one of the most important financial decisions an individual can make. Social Security provides monthly benefits to eligible retired workers and their families. As retirement nears, an individual must decide at which age to start receiving benefits. Benefits may be claimed before, at, or after full retirement age (FRA), which varies depending on year of birth. Benefits claimed before reaching FRA are permanently reduced, but they are collected over a longer period.
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