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Off Track: Remembering Woodstock – 50 years ago

From the National Museum of American History website

The weekend of August 15 through 18, 1969, approximately 400,000 revelers traveled from near and far to inhabit the rolling fields of Max Yasgur’s dairy farm near Bethel, New York. There, some of the country’s biggest music acts, along with rising stars, performed at the Woodstock Music and Art Fair.

Woodstock was the largest of the 1960s countercultural music festivals in the United States. It left an indelible impression on not only the artists and attendees but also on the minds of millions of young Americans who experienced Woodstock secondhand—through news media accounts, a widely seen documentary film, and the consumer products that soon followed.

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A classic moment at Woodstock: Santana performing Soul Sacrifice: https://www.youtube.com/watch?v=AqZceAQSJvc

Off Track: Every Chain Restaurant in America – Ranked by Popularity

From the Eat This Not That website

Backtrack to yesterday’s lunch: Did you choose to grab a salad at your favorite chain restaurant based on its convenience or due to the brand itself? Nation’s Restaurant News recently partnered up with Datassential, a consumer research brand, to release its annual Consumer Picks survey, which shows us how 126 popular restaurants stack up against each other based solely on customer loyalty.

“Survey respondents were asked if their last visit to each chain was driven by convenience or by a true desire to experience that brand. The resulting True Loyalty score is the percentage of visits that were motivated by the brand and not by circumstance,” NRN reports. Based on these percentages, we’ve ranked some of your favorite spots from worst to best based on brand-driven customer loyalty.

Find out if your go-to burger joint cracked the top 50

How Not to Screw Up Your Retirement Once You’re There

You’ve put in your time in the working world and saved up a healthy nest egg so that you can enjoy your golden years in retirement. But even if you’ve done everything right up until now, there are ways you can unwittingly derail your retirement once you’re there.

GOBankingRates spoke to retirement planning experts to get their best tips on everything from Social Security to investing. 

Follow their advice to thrive in this next phase of your life.

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Check Six: 201 CCG Retirees Staff

Photograph courtesy of Erik Wong

This photograph showing Reynold Hioki and Miles Tamura working at the Pearl City Hongwanji bon dance.

Both Reynold and Miles retired from the 201st Combat Communications Group. Reynold was running the recorded dance songs from his tablet. Miles is the Temple Board of Directors President.

Special thanks to Erik Wong for submitting this photograph and comments.


Obon (お盆) is an annual Buddhist event for commemorating one’s ancestors. It is believed that each year during obon, the ancestors’ spirits return to this world in order to visit their relatives.

Learn more about obon

Common Adult Skin Problems: Shingles, Hives, and More

How to keep your retirement plans safe, even as the trade war unfolds

From the CNBC website

Retirement has been on your mind. You’ve been thinking about the right time to finally leave your job, and what the next chapter of your life will be like.

Then the trade war between the world’s two largest economies heated up. Your savings went down. And people started talking about a recession.

Not the best timing.

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Crow Tribe, National Guard work together to build homes for veterans

Off the Hawaii Adjutant General’s Facebook page

The Hawaii National Guard not only assists its own communities, but communities around the world. The 230th Engineers, from the 103rd Troop Command of the Hawaii Army National Guard work with Crow Tribe members to provide housing for veterans. Great job 230th!

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The Hidden Retirement Crisis: Older Americans’ Debt

From the nextavenue website

Swelling numbers of Americans these days are working in retirement, taking part-time jobs and launching businesses. And retirees are increasingly staying in their homes rather than moving to retirement communities. They’re also, however, breaking the mold in a potentially worrisome direction: embracing debt.

The median total consumer debt of households headed by someone 65 or older in 2016 ($31,300) was 2 ½ times what it was in 2001 and nearly 4 ½ times the level in 1989. Some 60% of 65+ households carried debt in 2016, up markedly from about 42% in 1992. Credit card debt and student loans have increased, too.

The rising debt levels among older Americans is not only problematic for their finances, it’s bad for their mental health.

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Should You Sell Your Life Insurance Policy?

From the Elder Law Answers website

Older Americans with a life insurance policy that they no longer need have the option to sell the policy to investors. These transactions, called “life settlements,” can bring in needed cash, but are they a good idea?

If your children are grown and your mortgage paid off, you may decide that there is no longer a reason to be paying premiums every month for a life insurance policy, or you may reach a time when you can no longer afford to keep up with the premiums. If this happens, you may be tempted to let the policy lapse and get nothing from it or to surrender the policy for its cash value, which usually is a fraction of its death benefit. Another option is a life settlement. This allows you to sell your policy to an investor for an amount that is greater than the cash value, but less than the death benefit. The buyer pays all future premiums and receives the death benefit when you die.

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Afterburner: Spring/Summer 2019

Afterburner Masthead

The Spring/Summer 2019 Afterburner is now available online. For a direct link to the latest Afterburner, click here.

Air Force retirees and annuitants who have an online myPay account are now automatically receiving the Afterburner electronically. People with a myPay account have been removed from the hard-copy mailing list. The Air Force partnered with the Defense Finance and Accounting Service in order to save more than $131,000 in printing and postage costs each issue.

An archive of current and past issues of the Afterburner

FAQ: New Apple Card

From the MacWorld website

Among the TV shows, magazines, and games services unveiled at Apple’s “Show time” event was a surprise entry into a category that couldn’t be further outside Apple’s wheelhouse: a credit card. Dubbed Apple Card, it’s not a traditional plastic credit card that gives you points on things you buy. Rather, it’s a whole new way to shop online and offline. 

Here’s everything you need to know about it:

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Indiana Guard commander resigns amid defamation lawsuit and affair allegations

From the Army Times website

National Guard Photograph

The Army general leading the Indiana National Guard resigned Monday after a lawsuit was filed earlier this month accusing him and other Guard officials of retaliating against a subordinate for reporting their alleged sexual affairs to investigators.

Army Maj. Gen. Courtney P. Carr, Indiana’s adjutant general, was accused of retaliating against the contractor who said he was having an affair and then working to get her fired from her new job.

A spokesman for the Indiana National Guard wouldn’t comment on the ongoing lawsuit, but said that the retirement was prompted by “a conversation with the governor.” Another soldier named in the lawsuit, Lt. Col. William Poag, has already left the Indiana National Guard but a date for that departure was not immediately available, the spokesman said.

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Air Force BMT Continues to Evolve

From the Air Force Magazine website

The 737th Training Group revamped U.S. Air Force basic military training to inspire and develop MACH-21 Airmen. In order to achieve this goal, BMT curriculum changes improve all aspects of training across an 8.5-week program that focuses on readiness, lethality, airmanship, fitness and warrior ethos. (U.S. Air Force video by Staff Sgt. Marianique Santos)

Does checking your credit score lower it?

From the LifeLock website

If a credit-card provider, mortgage lender or auto lender checks your credit score after you apply for a loan or new credit, your score might take a slight dip.

But here’s the good news: That dip will be small, often only five points or so, according to myFICO, the people behind the widely used FICO® credit score. And if you check your own score, it won’t fall a bit. Your credit score is never penalized when you check it yourself.

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