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Check Six: Scott Hoadley – 34 years ago

Off the internet

While doing some research on the internet, we ran across this photograph of someone who looked like Scott Hoadley. We emailed him for his comments provided below:

Yes indeed, that is a younger me. That pic was taken over in Barking Sands around 1985 or so. We used to deploy there to simulate a deployment to Guam which was in our OPLAN should we need to provide forward staging air defense in the region. We would launch from there and provide blue force assets against red force launching from Hickam.  

The thing I most remember is the abbreviated runway, about 6k long.  There was a Marine detachment that operated the arresting gear and we would take the cable every time. Basically a carrier landing.  

Taking off was also sporty. We would launch with a reduced fuel load in order to get airborne before we ran out of runway. I recall lots of kiawe bush filling the side views as we were getting wheels in the well, hoping we had the little Phantom that could!  

There was always a stellar luau after the exercise (mahalo Saigon). Those were the days. 

Scott was a Weapons Systems Officer during the F-4 Phantom era. He continued his services as a weapons controller until his retirement.

Writing a Will? How to Stop Stalling and Get It Done

From the Nerd Wallet website

You know you should have a will, but you keep stalling. No one likes to think about dying or about someone else raising their children. But if you get no further than scribbling notes or thinking about which lawyer to hire, you risk dying “intestate” — without a will that could guide your loved ones, head off family feuds and potentially save your family thousands of dollars.

Financial planners say getting people to stop procrastinating on this important money chore can be tough. I asked several advisors to offer their best strategies for getting clients to get this done. Maybe one of these will help you.

Can Your Eating Habits Keep Alzheimer’s at Bay?

From the Health Day website

Off the International Food Information Council Foundation website

When you hear the word diet, you might think only of weight loss. But a lifestyle diet can bring even greater benefits. 

One option that belongs on your radar is the MIND diet created by researchers at Rush University in Chicago.

MIND stands for Mediterranean-DASH Intervention for Neurodegenerative Delay. It’s a hybrid of those two heart-healthy diets, both of which reduce the risk of high blood pressure, diabetes, heart attack and stroke. 

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More information about the MIND diet

Taps: Charles Anthony Roxburgh

We were blessed to have had Charlie as a loving and wonderful husband, father, papa, brother, uncle, cousin and the most unforgettable friend ever. Charlie was born on September 22, 1950, and we were so fortunate to celebrate his 69th birthday with him. Charlie graduated from Farrington High School with the class of 1968, where he played as a first baseman with the varsity baseball team.

Soon after graduation he served in the National Guard and worked at numerous Van Line companies before working as a district manager with the Hawai’i Newspaper Agency (HNA) for over 25 years and then working at Matson Navigation terminals for 41 years before retiring in October 2014, because of cancer. 

Charlie is survived by his loving wife and his high school sweetheart of 48 years, Betty-Jean (BJ) Roxburgh, Cori Anne (John) Lorenzo, Christie Ann (Kai) Roxburgh grandson, Damien (Baba), Timothy John (Keoni), Isaiah Charles (Zayzay), grand- daughters, Courtney Anne (Hoku), Johnna-Lee (Kwai Fah), brother, Edward (deceased) Patricia (deceased), Henry (Harriet), Francis (Samantha), Wayne (Edith), sisters, Patsy-Ann (John) deceased, Bernadette (Joseph) Panoncial, Maureen (James) Abordnado, many uncles, aunts, cousins and treasured friends. 

Charlie’s celebration of life will be on Saturday, October 19, 2019 at the Oahu Mortuary from 1 pm-5 pm at 2162 Nuuanu Avenue, light lunch to follow.

Off Track: The 13 Best Restaurants on Oahu

From the Trip Savvy website

As Hawaii’s most populated (and tourist-heavy) island, Oahu has some of the best restaurants in the entire state. And thanks to the melting pot of different backgrounds and cultures calling Oahu home, residents and visitors alike have the chance to enjoy a wide range of cuisines.

Whether it’s a neighborhood spot filled with memories or the trendiest new place in town, there’s no shortage of restaurants on Oahu putting their spin on the island’s abundance of unique food.

And the 13 restaurants are:

Here’s what could take a big bite out of your retirement nest egg — and how you can control it

From the CNBC website

Your income may be fixed in retirement, yet how much you spend could fluctuate dramatically.

The amount of money that goes out each month could have a big impact on how well you live, according to research from J.P. Morgan Asset Management.

The firm analyzed more than 5 million Chase accounts and found that people tend to spend more at the beginning of retirement.

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What to Do If You Don’t Like Your Retirement Community

From the U.S. News & World Report website

Some people dream for years about moving to a retirement community. You might be able to forge new friendships and pursue interesting leisure activities in a community that caters exclusively to retirees. However, some retirees are disappointed by an age-restricted community that doesn’t meet their needs.

Here’s how to avoid retirement community regrets:

Is Partial Hip Replacement Often the Better Option?

From the Health Day website

In recent years, the number of U.S. adults getting total hip replacements — meaning both a new ball and joint socket — following a hip fracture has soared to an estimated 500,000 annually.

That’s nearly three times the rate at which these adults undergo a partial hip replacement, which only replaces the ball of the hip joint.

But a new Canadian study that compared the short-term outcomes of both surgeries showed somewhat surprising conclusions.

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Off Track: The Six Living Generations in America

In America, there are six living generations, which are six fairly distinct groups of people. As a generalization each generation has different likes, dislikes, and attributes. They have had collective experiences as they aged and therefore have similar ideals. A person’s birth date may not always be indicative of their generational characteristics, but as a common group they have similarities.

And these six generations are:

Thanks to Billy Chang for forwarded this article to Retiree News.

Here’s Your 2020 Military Retiree, VA and Social Security Pay Bump

From the Military.com website

Military retirees, those who receive disability or other benefits from the Department of Veterans Affairs, federal retirees and social security recipients will see a 1.6% increase in their monthly checks for 2020.

The annual Cost of Living Allowance (COLA) is smaller than the 2.8% increase from last year but in line with the historical increases seen over the last ten years.

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The Smiling Place supervisor honored by Department of Defense for patriotic support

ESGR Photograph

WAIPHAU, Hawaii – Dr. Chadron Araki of The Smiling Place was presented with a Patriot Award by Howard Sugai, public affairs director for the Hawaii Employer Support of the Guard and Reserve Committee, in recognition of extraordinary support of his employee serving in the Hawaii Air National Guard.

Dr. Araki was nominated by Master Sgt. Jeffrey Romualdo who said, “Dr. Chad has been always supportive of my military duties. Previously being a First Sergeant in the Hawaii National Guard, there have been many times that my military duties have taken me away from the practice. I have been practicing as a registered dental hygienist at the Smiling Place for over seven years now and not once there was any hesitation of the practice in giving me time-off to complete my military obligations. It’s to an easy task to find a replacement hygienist to see patients but the office has always found a way to do it. Dr. Chad [Araki] is definitely a true patriot.”

A Statement of Support was also signed by Dr. Araki during the presentation. 

ESGR, a Department of Defense program, seeks to foster a culture in which all employers support and value the employment and military service of members of the National Guard and Reserve in the United States. For more information about ESGR outreach programs or volunteer opportunities, call (800) 336-4590 or visit http://www.ESGR.mil.

Pay Now or Pay Later: Reducing Taxes Should Be a Retirement Priority

From the Kiplinger website

Do you have a plan to help reduce income taxes in retirement?

That’s become one of my top questions for the pre-retirees who attend my financial planning classes or come to my office for help.

If they have to think about it, it means they likely don’t have a plan. And, unfortunately, that could cost them a lot of money down the road.

Financial professionals have been putting more emphasis on tax-efficient planning in recent years because the amount of money being saved in IRAs, 401(k)s and other qualified benefit plans has become so excessive. When we evaluate where people — baby boomers, especially — are putting their savings, we find people are retiring with almost all their assets in tax-deferred accounts. And it’s becoming problematic.

That’s because too many savers are finding out in retirement that they have been misinformed.

Learn more

VA shares electronic health records

From the U.S. Department of Veterans Affairs website

It will soon be easier for you to get VA health care in your community without paperwork.

As of January 2020, you won’t have to provide a signed, written authorization for VA to release your electronic VA health information to a participating community care provider.

VA will automatically begin sharing your health information with participating community care providers using the Veterans Health Information Exchange. The electronic system is secure and safe.

This change will make it easier for your health care team to make better decisions about your health care. It can also help you be safer, especially during emergencies.

Learn more

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MG Logan Retiring Dec. 31, BG Hara to Become TAG