Does checking your credit score lower it?
If a credit-card provider, mortgage lender or auto lender checks your credit score after you apply for a loan or new credit, your score might take a slight dip.
But here’s the good news: That dip will be small, often only five points or so, according to myFICO, the people behind the widely used FICO® credit score. And if you check your own score, it won’t fall a bit. Your credit score is never penalized when you check it yourself.
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