Not having long-term care insurance can be ‘the single biggest devastator’ of your financial plan

No one likes to think about needing long-term care.
Yet the reality is that many people will at some point in their life.
About 60% of those turning 65 can expect to use some form of long-term care in their lives, according to the U.S. Health and Human Services Department. That may include a nursing home, assisted living or in-home care.
Paula Nangle understands the importance of having insurance to protect against such an event. Her mother suffered from Alzheimer’s disease and had a LTC policy that covered in-home care and eventually, a nursing home.
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