Here’s how the new IRS life expectancy tables affect required withdrawals from IRAs, 401(k) plans

Anyone facing required minimum withdrawals from retirement accounts should note there’s been a change to calculating those amounts.
Starting this year, new IRS life expectancy tables — which are used to determine required minimum distributions, or RMDs — are in effect. While using the modified tables should be generally straightforward for most account owners, there are some instances to watch for.
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