Here’s how to navigate Medicare if you return to work after retiring

Sometimes, retirement doesn’t end up sticking.
If the workforce is luring you back after you retired and you’re already on Medicare, you may be able to choose whether to drop your coverage in favor of an employer health plan and then re-enroll down the road. However, there are a lot of rules and deadlines to know if you go this route.
For starters, the size of the employer offering the health plan matters. While workers at companies with fewer than 20 employees generally need to be enrolled in Medicare once they reach age 65 to avoid paying extra later, people at larger companies may have choices.
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