Here Are the 4% Retirement Rule’s Major Flaws
Thinking about retirement can be stressful. Most of us need to come to reasonable estimates of how much money we should accumulate before retiring — and then we have to have plans for withdrawing funds from our nest eggs during our retirement so that we won’t run out of money. Many people find the “4% rule” helpful, as it can tell you how much you’ll need to retire with and how much to withdraw each year. Unfortunately, it has some drawbacks.
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