Financial planning: How to determine if you need life insurance in retirement
Many older Americans wonder whether they need life insurance in retirement. They wonder whether their surviving spouse and loved ones need the capital generated by the life insurance policy — the death benefit – to replace their income and preserve assets.
As with many things in the world of personal finance, the answer depends on the facts and circumstances, says Howard Pressman, a certified financial planner with Egan, Berger & Weiner in Vienna, Va.
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