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Off Track: This Retired Couple Has Been on at Least 100 Cruises

April 6, 2019

From the Time Money website

Judy and James Franklin have discovered how to happily navigate the ebb and flow of life — through 56 years of marriage, in sickness and in health, this retired couple has sailed on approximately 100 cruises.

The Franklins’ first cruise, in 1972, was a splurge for James, a private first class in the Army at the time, and Judy, then a nursing student. “The installment plan was very helpful when we were starting out, but at this time in our lives, we pay the cruise off when we book it,” says James, who goes by Jim.

Here’s how they budget for their adventures

From → Off Track

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