From the Frolic Hawaii website

When I was growing up, going to an okazuya was a treat. It’s every kid’s and adult’s dream kind of breakfast: You can choose what you want and how much you want. But don’t look for a menu. The food you see at an okazuya counter is the menu.
It’s a gamble predicting the final price of your okazu plate. My plates typically range from $10 to $15 but can easily go up to $20. With all the food on display, it’s tempting to just point at everything and add it to your plate, so be careful. Go in with a plan: Maybe one starch, two proteins and one or two miscellaneous choices. If you don’t have a plan, you will probably have a panic attack when it’s your turn to order because the server will be waiting with the tongs and the people behind you might get impatient at your indecisiveness.

From the Money Talks News website
It’s a sad fact that scammers often target the people with the most to lose, and the least chance to catch on or fix things.
Seniors may have strong credit and a large nest egg for scam artists to go after. They also may be more trusting or less likely to report scams if they fear friends and family will think they can’t manage their own affairs anymore.
“People who grew up in the 1930s, 1940s and 1950s were generally raised to be polite and trusting,” says the FBI. “Con artists exploit these traits, knowing that it is difficult or impossible for these individuals to say ‘no’ or just hang up the telephone.”
Criminals defraud or steal an estimated $3 billion from seniors every year, according to the U.S. Department of Justice.
If you’re retired, you’ve probably noticed that costs keep going up.
Recent data from the Bureau of Labor Statistics show just which expenses could be taking the biggest bite out of your wallet.
One of the main culprits: health insurance, which surged 18.6% from August 2018 to August 2019. That’s second only to intercity bus fare, which went up 21.8% in the past year.
Other things that have gotten costlier in the past 12 months: repairing household items, which rose by 8.7%; men’s outerwear, 8.3%; and potatoes, 6.2%.

From the Military Times website
Professional athletes are viewed as heroes both on and off the field. Some throughout history, however, have responded to a higher calling: U.S. military service. A number of athletes throughout various conflicts were either drafted or volunteered to serve in the midst of their careers, while others honed their talents during their service. In honor of Veterans Month, these are the stories of seven famous athletes who also hold the title of “veteran.”

From the Medical News Today website
Dr. Giuseppe Faraco, an assistant professor of research in neuroscience in the Feil Family Brain and Mind Research Institute at Weill Cornell Medicine in New York, is the lead author of the new study, which appears in the journal Nature NeuroscienceTrusted Source.
Dr. Giuseppe Faraco, an assistant professor of research in neuroscience in the Feil Family Brain and Mind Research Institute at Weill Cornell Medicine in New York, is the lead author of the new study, which appears in the journal Nature Neuroscience Trusted Source.
As Dr. Faraco and team explain in their paper, an excessive intake of salt has always had associations with poor cerebrovascular function, and high salt intake is an independent, well established risk factor for dementia.
But the more intriguing question is, how does excessive salt trigger dementia?
Several weeks ago, I met up with a friend in New York who suggested we grab a bite at a Scottish bar in the West Village. He had booked the table through something called Seated, a restaurant app that pays users who make reservations on the platform. We ordered two cocktails each, along with some food. And in exchange for the hard labor of drinking whiskey, the app awarded us $30 in credits redeemable at a variety of retailers.
I am never offended by freebies. But this arrangement seemed almost obscenely generous. To throw cash at people every time they walk into a restaurant does not sound like a business. It sounds like a plot to lose money as fast as possible—or to provide New Yorkers, who are constantly dining out, with a kind of minimum basic income.

Special thanks to Garrett Yokoi for sending in this photograph with these comments.
In the photo left to right are TSgt (Ret – 291 CCS) Christian Rosehill, MSgt (154 FSS) Shirlene Cardenas, me, and MSgt (Ret – 291 CCS) Lawrence Terlep. The image was taken during the Hawai‘i High School Athletics Association (HHSAA) State Riflery Championships at the Neal Blaisdell Exhibition Hall on Tuesday October 30.
All of our sons and daughters did well to represent our military heritage with the Hawai‘i Air National Guard.
Garrett retired two years ago after serving the commander of the 291st Combat Communications Squadron in Hilo.

From The New York Times website
As consumers, we all have “secret scores”: hidden ratings that determine how long each of us waits on hold when calling a business, whether we can return items at a store, and what type of service we receive. A low score sends you to the back of the queue; high scores get you elite treatment.
Little-known companies are amassing your data — like food orders and Airbnb messages — and selling the analysis to clients. Here’s how to get a copy of what they have on you.

The risk-reward equation changes when you retire. It’s no longer about growing your wealth: It’s about protecting what you’ve got. So get ready to flip your mental switch from accumulation mode to preservation.
For most of your investing life, you’ve probably been encouraged to build a portfolio that balances risk and return — achieving the highest returns possible based on your personal tolerance for risk.
For most people, that means living with a certain amount of volatility in exchange for growing a comfortable nest egg for their retirement years. You can lose money taking on too much risk, of course, but you won’t gain much ground being too risk-averse. So, a larger investment in the stock market (60%, 70% or more) would be a must for those looking to help grow their wealth over the long term.
In retirement, though, things are different, and a shift in thinking is required.
From the Business Insider website

Amazon is slashing $40 off the cost of Prime memberships for all active and former military members
Amazon is giving massive discounts on Prime memberships to current and former military members in recognition of Veterans Day, the company said Tuesday.
The offer cuts the cost of Amazon’s yearlong Prime membership by more than 30%, to $79 from $119.
Amazon is offering the promotion to US veterans, as well as active-duty, Reserve, and National Guard members. Both new and existing Prime members can take advantage of the offer, the company said.
Thanks to Billy Chang, Jim Townsend and others who forwarded this article for posting.
Off the 117th Mobile Public Affairs Detachment Facebook page

Hawaii Army National Guard Soldiers participate in the change of responsibility ceremony at 103D Troop Command, Waiawa, Hawaii November 2, 2019. Incoming Command Sgt. Maj. Bret D. Moore prepares to receive the “passing of the colors” as he replaces Command Sgt. Maj. Thomas Odoardi as Command Sgt. Maj. of the 103D Troop Command.
See more photographs by Sgt. Matthew A. Foster)
Off the 117th Mobile Public Affairs Detachment Facebook page

Soldiers from Company Bravo, 1-171st Aviation Battalion conduct a re-designation ceremony at Wheeler Army Air Base on November 2, 2019. After 15 years as Company Bravo 1-171st, the unit now will be known as Company Bravo 2-211th Aviation Battalion
See more photographs by SSG Thomas Foster


