We were blessed to have had Charlie as a loving and wonderful husband, father, papa, brother, uncle, cousin and the most unforgettable friend ever. Charlie was born on September 22, 1950, and we were so fortunate to celebrate his 69th birthday with him. Charlie graduated from Farrington High School with the class of 1968, where he played as a first baseman with the varsity baseball team.
Soon after graduation he served in the National Guard and worked at numerous Van Line companies before working as a district manager with the Hawai’i Newspaper Agency (HNA) for over 25 years and then working at Matson Navigation terminals for 41 years before retiring in October 2014, because of cancer.
Charlie is survived by his loving wife and his high school sweetheart of 48 years, Betty-Jean (BJ) Roxburgh, Cori Anne (John) Lorenzo, Christie Ann (Kai) Roxburgh grandson, Damien (Baba), Timothy John (Keoni), Isaiah Charles (Zayzay), grand- daughters, Courtney Anne (Hoku), Johnna-Lee (Kwai Fah), brother, Edward (deceased) Patricia (deceased), Henry (Harriet), Francis (Samantha), Wayne (Edith), sisters, Patsy-Ann (John) deceased, Bernadette (Joseph) Panoncial, Maureen (James) Abordnado, many uncles, aunts, cousins and treasured friends.
Charlie’s celebration of life will be on Saturday, October 19, 2019 at the Oahu Mortuary from 1 pm-5 pm at 2162 Nuuanu Avenue, light lunch to follow.
As Hawaii’s most populated (and tourist-heavy) island, Oahu has some of the best restaurants in the entire state. And thanks to the melting pot of different backgrounds and cultures calling Oahu home, residents and visitors alike have the chance to enjoy a wide range of cuisines.
Whether it’s a neighborhood spot filled with memories or the trendiest new place in town, there’s no shortage of restaurants on Oahu putting their spin on the island’s abundance of unique food.
Your income may be fixed in retirement, yet how much you spend could fluctuate dramatically.
The amount of money that goes out each month could have a big impact on how well you live, according to research from J.P. Morgan Asset Management.
The firm analyzed more than 5 million Chase accounts and found that people tend to spend more at the beginning of retirement.
From the U.S. News & World Report website
Some people dream for years about moving to a retirement community. You might be able to forge new friendships and pursue interesting leisure activities in a community that caters exclusively to retirees. However, some retirees are disappointed by an age-restricted community that doesn’t meet their needs.
In America, there are six living generations, which are six fairly distinct groups of people. As a generalization each generation has different likes, dislikes, and attributes. They have had collective experiences as they aged and therefore have similar ideals. A person’s birth date may not always be indicative of their generational characteristics, but as a common group they have similarities.
And these six generations are:
Thanks to Billy Chang for forwarded this article to Retiree News.
Military retirees, those who receive disability or other benefits from the Department of Veterans Affairs, federal retirees and social security recipients will see a 1.6% increase in their monthly checks for 2020.
The annual Cost of Living Allowance (COLA) is smaller than the 2.8% increase from last year but in line with the historical increases seen over the last ten years.
WAIPHAU, Hawaii – Dr. Chadron Araki of The Smiling Place was presented with a Patriot Award by Howard Sugai, public affairs director for the Hawaii Employer Support of the Guard and Reserve Committee, in recognition of extraordinary support of his employee serving in the Hawaii Air National Guard.
Dr. Araki was nominated by Master Sgt. Jeffrey Romualdo who said, “Dr. Chad has been always supportive of my military duties. Previously being a First Sergeant in the Hawaii National Guard, there have been many times that my military duties have taken me away from the practice. I have been practicing as a registered dental hygienist at the Smiling Place for over seven years now and not once there was any hesitation of the practice in giving me time-off to complete my military obligations. It’s to an easy task to find a replacement hygienist to see patients but the office has always found a way to do it. Dr. Chad [Araki] is definitely a true patriot.”
A Statement of Support was also signed by Dr. Araki during the presentation.
ESGR, a Department of Defense program, seeks to foster a culture in which all employers support and value the employment and military service of members of the National Guard and Reserve in the United States. For more information about ESGR outreach programs or volunteer opportunities, call (800) 336-4590 or visit http://www.ESGR.mil.
Do you have a plan to help reduce income taxes in retirement?
That’s become one of my top questions for the pre-retirees who attend my financial planning classes or come to my office for help.
If they have to think about it, it means they likely don’t have a plan. And, unfortunately, that could cost them a lot of money down the road.
Financial professionals have been putting more emphasis on tax-efficient planning in recent years because the amount of money being saved in IRAs, 401(k)s and other qualified benefit plans has become so excessive. When we evaluate where people — baby boomers, especially — are putting their savings, we find people are retiring with almost all their assets in tax-deferred accounts. And it’s becoming problematic.
That’s because too many savers are finding out in retirement that they have been misinformed.
From the U.S. Department of Veterans Affairs website
It will soon be easier for you to get VA health care in your community without paperwork.
As of January 2020, you won’t have to provide a signed, written authorization for VA to release your electronic VA health information to a participating community care provider.
VA will automatically begin sharing your health information with participating community care providers using the Veterans Health Information Exchange. The electronic system is secure and safe.
This change will make it easier for your health care team to make better decisions about your health care. It can also help you be safer, especially during emergencies.
It happened #OTD, 10 Oct 1998, at #EdwardsAirForceBase#F22 #F22Raptor #military #aviation #history pic.twitter.com/Z9me4jkMBz
— Edwards AFB (@EdwardsAFB) October 10, 2018
From the U.S. News & World Report website
For many older Americans, remaining at home as long as possible is the gold standard for how they want to live. While it’s not always possible for older adults to stay at home safely, for others, aging in place is entirely possible but may require a few changes to the home to keep them safer longer.
There are several safety concerns seniors must address if they want to remain in their homes as they age, and the biggest among them are:
Social Security has developed a reputation for constantly being on the brink of crisis. A recent government report found that Social Security costs will exceed its income in 2020, and the program only has enough reserves for the next 16 years.
Meanwhile, the steady stream of proposed changes to keep the program afloat creates tremendous uncertainty around what exactly Social Security will look like in the future.
It’s an emotional issue — and rightfully so — as everyone has the expectation that they’ll get back what they paid throughout their careers. According to the Social Security Administration, 25% of American retirees depend on Social Security for 90% or more of their income. It’s also a critical issue for retirement planning — individuals and couples of all ages, especially those nearing the end of their working lives, need to understand the role Social Security payouts will play during retirement.
Retiree News 