What’s the IRA Mistake Almost All Retirees Make?
Good financial advisers and smart investing DIYers have something in common when it comes to building a portfolio.
They both put a high priority on risk tolerance and how it applies to asset allocation.
After all, a diversified blend of stocks, bonds and cash is the well-established path to reaching your retirement goals. It helps you grow and protect your nest egg and retire with the money you need … right?
Well, yes. But if that’s your only focus, you’re likely neglecting another crucial piece of long-term portfolio planning: tax efficiency.
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