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IRA Contribution Limits for 2020

From the U.S. News & World Report website

Retirement savers will be able to defer paying income tax on up to $6,000 in an individual retirement account in 2020. Workers with slightly higher incomes will also be eligible to save for retirement in traditional and Roth IRAs and qualify for the saver’s tax credit.

Retirement savers will be able to defer paying income tax on up to $6,000 in an individual retirement account in 2020. Workers with slightly higher incomes will also be eligible to save for retirement in traditional and Roth IRAs and qualify for the saver’s tax credit.

Here are the IRA limits for 2020:

Almost Half of Older Americans Fear Dementia, Try Untested Ways to Fight It

From the Health Day website

Many Americans believe they are likely to develop dementia — and they often turn to unproven ways to try to better their odds, a new study suggests.

In a survey, researchers found that almost half of Americans in their 50s and 60s believed they were at least “somewhat likely” to develop dementia. Yet few — 5% — said they had talked to their doctor about ways to lower their risk.

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Check Six: Ford Island – 80+ years ago

click on photograph to enlarge

Major Retirement Expenses to Prepare For

From the U.S. News & World Report website

Retirees generally spend less money than people who are working. The average retired household has about 22% lower costs than the average working household and spends about $14,000 less per year, according to U.S. Bureau of Labor Statistics data. Many people are able to live comfortably in retirement with a smaller income than they had while working.

Remember to prepare for these key areas of retirement spending:

Hawaii EMA seeking volunteers

The Hawaii Emergency Management Agency (Hawaii-EMA) is currently recruiting volunteers to help us answer incoming phone calls and greet guests. Very light duties.

We’re looking at 15-20 hours a week. And yes, we’re very flexible with our hours. Our office hours are from 7:45 a.m. to 4:30 p.m. Our bunker is located inside Diamond Head Crater.

Volunteers need to complete a volunteer application and pass a background check prior to starting. Contact Arlina Agbayani, the Public Information Officer for more information at 733-4300 x529 or by email at arlina.a.agbayani@hawaii.gov

Additionally, there are several fulltime positions open at Hawaii EMA. Go to https://dod.hawaii.gov/hiema/employment/ to review the requirements.

Webmaster Comments: Retiree News Website Surpasses 1,000,000 Views

Earlier this morning, the Retiree News website received its 1,000,000th view. 

Since the website’s inception on Tuesday, January 22, 2013, we have strived to achieve our mission of “Sharing information with Hawaii National Guard retirees, members and friends.”

But the continuing success of this website could not happen without the several individuals who have been ongoing contributors since 2013. These individuals include: 

Billy ChangJohn “JC” ChunFred HyunBob InouyeGordon LauSteve LumAaron PollickDonna (Kim) Shimazu, Erik Wong, and the Hawaii Army National Guard staff who send information about upcoming events.

Special thanks to those who helped identify members in old photographs and sometimes providing the story behind photographs.

We appreciate the comments and feedback you provide, both complimentary and critical. We will continue to improve Retiree News as we move toward 2,000,000 views.

Thank you to everyone for being loyal followers of Retiree News.

Hara Family Party in Hilo

Personal photograph used with permission

Donna (Kim) Shimazu sent in this photograph she took to Retiree News. In the photograph (L-R) are Dennis Hara, Ken Hara, Wendell Hatami and Larry Hara.

According to Donna, Ken was in Hilo about four weeks ago and the Hara cousins got together for a small party. Donna is one of the Hara cousins.


Thanks to Donna for her continuing support of Retiree News.

Dennis, Wendell, and Larry are all smiling Hawaii Army National Guard retirees. The next party in Hilo to celebrate Ken’s appointment as the next Adjutant General should be a little larger.

What to Do If Your Parents Need Financial Help

Sometimes, it’s parents who turn to their kids for financial help. Are you ready and able to step up?

Most parents in the U.S. provide some sort of financial support to their adult children, multiple surveys have found. But often, financial aid goes the other way.

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A Detailed Guide to the Potential Health Benefits and Risks of the Keto Diet

From the Everyday Health website

To say that the keto diet has become one of the most popular diets of recent years is a complete understatement. Case in point: There are more than one million searches on Google every month for the keto diet. It’s unique because the fad diet has captured the interest of people who want to lose weight — and there’s no shortage of reported success stories to be found.

But researchers have taken a greater interest in it as a medical diet, too. In 2015, there were 159 studies listed in the database PubMed (which is run by the U.S. National Library of Medicine and the National Institutes of Health). In 2018, that number doubled, with 322 published studies.

The Keto Diet, Defined: A Brief Primer

Check Six: Kualoa Airfield

From the Images of Old Hawaii website

Behind the beach at Kualoa Beach Park and running into the Kualoa Ranch property was a temporary facility used for a World War II airfield. It was depicted as having a single 6,500′ (north-south) runway. No evidence suggests that Kualoa was ever paved. The entire runway was formed of pierced steel planking. The steel planking makes a strong case that the military had no plans to keep Kualoa open any longer than it was needed. The road to Ka‘a‘awa and farther up to the north shore crossed over Kualoa’s runway, so the cars would have to wait whenever an airplane took off.

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Is a Healthy Plant-Based Burger ‘Impossible?’

From the nextavenue website

At any age, but especially as we get older, eating more fruits and vegetables lowers the risk of chronic diseases, such as cardiovascular disease, cancer, Type 2 diabetes and obesity, says Dr. William Li, a physician, researcher and author of Eat to Beat Disease: The New Science of How Your Body Can Heal Itself.

At any age, but especially as we get older, eating more fruits and vegetables lowers the risk of chronic diseases, such as cardiovascular disease, cancer, Type 2 diabetes and obesity, says Dr. William Li, a physician, researcher and author of Eat to Beat Disease: The New Science of How Your Body Can Heal Itself.

Catering to the popularity of this diet shift, one of the biggest food trends of 2019 has been the rise of plant-based “meats.” These contain no animal products and are instead produced with plant-based ingredients such as soy, providing similar protein content to real meat.

Two leading makers of these products, Impossible Foods and Beyond Meat, have taken the food world by storm, winning over meat lovers with burgers and other products that have a taste and texture surprisingly similar to real beef.

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WebMD: Cleaning Guide

So, You Have an Estate Plan … Now What?

From the Kiplinger website

These legal documents can’t just be put in a drawer and forgotten for years and years. They need to be tended to periodically, or else they may cause problems when you need them the most.

Congratulations! You’ve been meaning to create an estate plan for a long time — and now you finally have a health care advance directive, a durable power of attorney, a will and maybe even a revocable trust.

You’ve accomplished something important for you and your family, but you are not done yet. Here’s what you need to do to maintain your estate plan: