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Tick Tock: Your Body Clocks – Understanding Your Daily Rhythms

From the National Institute of Health website

“Circadian rhythms are big influencers in the body,” explains NIH’s Dr. Michael Sesma, an expert in circadian biology. “They affect almost every part of your physiology in one way or another. Learning how the rhythm is generated is critical for understanding health.”

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As Seen in Midweek: Darryll Wong

Laury Cary, Darryll Wong and Sheree-Lynn Sakai. – Anthony Consillio photograph

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Aloha Airlines

Former Aloha Airlines employees recently gathered for a 10-year reunion at Hyatt Regency Waikīkī Beach Resort and Spa.

It was the 10 year reunion of Aloha Airlines going out of business in 2008. See the related article below.


Darryll Wong served first in the Air Force and later in the Hawaii Air National Guard. He retired as the Adjutant General. At Aloha Airlines, he was the Chief Pilot when the airline shut down in 2008.

Related:
Check Six: Aloha Flight 261 – 10 years ago

USAF Calls for One-Day Stand Down, Safety Review for Flying Wings

From the Air Force Magazine website

The Air Force is directing its flying wings to stand down operations and maintenance for one day in the next several weeks to try to find causes in a string of ongoing mishaps, and ways to improve overall safety.

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Update Estate Plans in Light of New Tax Law

From the Kiplinger Magazine website

The new tax law has led some seniors to assume that they can delete estate planning from their to-do lists. But that is a dangerous assumption.

Yes, the new tax law roughly doubles the federal estate-tax exemption, to about $11.2 million per person—meaning the vast majority of people will not be subject to federal estate tax. But before you take your estate planner off speed dial, consider this: The sharp increase in the federal exemption amount means that old wills and trusts may be in urgent need of an update.

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As you age, your brain becomes less able to detect fraud

From the CNBC website

As people grow old, they tend to concentrate more on the positive. As a result, they may be more likely to get ripped off.

The quest to understand why the elderly fall for scams has long focused on their cognitive decline, particularly with diseases such as Alzheimer’s or dementia. But now scientists are looking for that answer elsewhere: in the so-called socio-emotional shifts in the brain that unfold as we age.

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Check Six: Ulu and Steve – 14 years ago

This photograph taken in August 2004 after a organizational ceremony. Stanley “Ulu” Snow and Stephen Suafilo were two pilots who served in the 154th Wing. We remember Stephen saying that at the time, they were two of three Samoan flyers in the Air Force/Air National Guard.

Ulu was a Traditional member who flew for United Airlines for many years. Steve served in many positions with the 154th Wing. Both Ulu and Steve retired as colonels.

Always smiling…

Alzheimer’s? Your Paperwork May Not Be in Order

From The New York Times website

I had hoped that by now most adults in this country would have completed an advance directive for medical care and assigned someone they trusted to represent their wishes if and when they are unable to speak for themselves. Alas, at last count, barely more than one-third have done so, with the rest of Americans leaving it up to the medical profession and ill-prepared family members to decide when and how to provide life-prolonging treatments.

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Financial planning: How to determine if you need life insurance in retirement

From the USA Today website

Many older Americans wonder whether they need life insurance in retirement. They wonder whether their surviving spouse and loved ones need the capital generated by the life insurance policy — the death benefit – to replace their income and preserve assets.

As with many things in the world of personal finance, the answer depends on the facts and circumstances, says Howard Pressman, a certified financial planner with Egan, Berger & Weiner in Vienna, Va.

Given that, here’s what experts say you should consider

Taps: Ben V. Acohido

Ben Vinusto Acohido, was born on May 22, 1932, passed away peacefully on April 4, 2018. Ben had an undeniable love of God, family and country. His military career spanned 36 years in the Hawaii National Guard and U.S. Army, retiring as a Colonel after tours of duty in Vietnam, Philippines and the Continental U.S.

He had a second career as a banker, then retired to become a Special Education teacher at Campbell High School, and at Nanakuli High School he became a Special Education Teacher Mentor. He was the Region 11 Director for the Congressional Gold Medal presentation to the deserving Filipino veterans of WWII.

He was pre-deceased by his parents Vicente and Carmela Acohido; brothers: Vicente, Jr., Joseph, Donald Acohido, and step-son Christopher Loando. Three sisters also pre-deceased him in infancy. He is survived by his wife Anita Loando-Acohido; children: Byron (Robin), Greg, Ann Haunani (Anthony), Jon (Charlene), and hanai son Steven Flores; step-children Sharon (Jeff) Loando-Monro, Mary Frances Loando, Carl Loando, Dawn Loando Kim, David Loando, and Michelle Roberts. His legacy lives on with 20 grand-children and 19 great grandchildren. He is also survived by his brother Ernest (Rose, deceased); sisters: Celina (Malcolm) Lynch, Carol (Victor, deceased) Lim, sisters- in-law; Flo (Joseph deceased), Chris (Donald deceased); numerous nieces and nephews.

Visitation: 5:30 p.m.; Prayer Service: 6:30 p.m. at Mililani Mortuary, Mauka Chapel, on Tuesday, May 8, 2018. Visitation: 9:30 a.m.; Mass: 11:00 a.m. on May 9, 2018 at Our Lady of Sorrows Catholic Church. Burial: 1:00 p.m. at Hawaii State Veterans Cemetery, Kaneohe.

My Job: Air Traffic Controller

From the Hawaii Business website

Name: Alika Parish
Age: 28
Job: Air Traffic Control Specialist for Federal Aviation Administration at Daniel K. Inouye International Airport
Start: Alika Parish was born and raised in Ewa Beach. He joined the Hawaii Air National Guard after graduating from Campbell High School in 2006.

“I joined the Guard specifically to be an air traffic controller. I loved airplanes, and my original goal was to become a pilot. After military basic training and tech school, I became a part of the 297th Air Traffic Control Squadron and worked out of Kalaeloa Airport. Several years later, I applied for the FAA and now work at Honolulu airport.

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When will you get your new Medicare card?

From the Medicare website

Everyone should have received an email from Medicare with the following information.

You may have heard that we started mailing new Medicare cards to everyone with Medicare. Hang tight — mailing takes some time across the country, and you might get your card at a different time than friends or neighbors in your state.

We’ve got 3 ways for you to find out when you should expect your new Medicare card in the mail:

Check out the map on. Medicare.gov/NewCard. Keep coming back to check the status of card mailings in your state. Remember, once card mailings begin in your state, it’ll take about a month to finish.

Keep an eye on your email.  We’ll send you an email update when new Medicare cards start mailing in your state.

Log in to your MyMedicare.gov account.to see if your new card has mailed. Don’t have an account yet? Sign up now at MyMedicare.gov —  it’s a free, secure, and easy way to access all your Medicare information in one place.

Want to learn more about your new Medicare card? Here are 10 things you should know.  Read up so you’re ready before your new card arrives!

Sincerely,

The Medicare Team

DOD Retirement and Service Award Luncheon 2018

The State Department of Defense hosted their Retirement and Service Award Luncheon on April 20, 2018. The luncheon was held at the Hawaii Okinawa Center in Central Oahu.

This now annual luncheon honored State and Federal retirees and service awardees over the past year.

View the photographs from this year’s luncheon.

How To Overcome Your Biggest Retirement Fear

From the Real Deal Retirement website

There’s no shortage of things to worry about when it comes to your retirement security: inflation eroding your purchasing power; health care costs breaking your budget; market slumps wreaking havoc with your investing strategy. But one concern looms especially large: depleting your nest egg prematurely. Indeed, when Allianz recently asked some 3,000 people as part of its 2017 Generations Ahead study which they fear most, death or outliving their money in retirement, nearly two-third.

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Using Trusts to Qualify for Medicaid

From the nextavenue website

The rules for Medicaid eligibility vary around the country, since the federal government and the states run the program jointly. But according to the American Council on Aging’s Medicaid Planning Assistance resource, an individual’s incomes must be under $2,205 a month in 2017 to qualify.

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