When VA lenders approve a VA loan application there are really two distinct approvals issued—one for the veteran and one for the property. Both must be separately approved during the loan process. A borrower with $100,000 in the bank, an 850 credit score and single digit debt ratios won’t get a VA loan unless the subject property is approved as well.
How do VA appraisals work and what do they look for?
Before we answer those questions, let’s first briefly explain that an appraisal and a property inspection are two separate items.
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Is it better to eat before or after a workout — and which foods will give you the most energy?
The DOD Retirement and Awards Breakfast – yes breakfast! – is set for Friday September 26, 2014. The buffet breakfast will be at DeRussy Hall at the Hale Koa Hotel. The breakfast will run from 0830 through 1030. The breakfast will honor the following recent department retirees, state awardees, and Federal 30 & 40 Year Service Awardees.
Technician Retirees To Be Honored: (Pending confirmations):
BG Bryan Suntheimer, SGM Dennis Hara, CMSgt Raymond Chang Jr., CMSgt Douglas Awana, SMSgtMichael Parrilla, SFC Mel Sakamoto, MSgt Albert Aki III, MSgt Maurice Aquino, MSgt Malcolm Chun, MSgt Marshall Harvest, MSgt Lazaro Joaquin, MSgt Todd Knight, MSgt Paul Kobayakawa, MSgt Galen Kuwamoto, MSgt Samuel Lono, MSgt Dean Tanimoto, MSgt Simon Torres Jr., TSgt John Pascual,SGT Ferdinand Guia, SSgt Harvey Yoneda, Mrs. Dora Ama
AGR Retirees To Be Honored: (Pending confirmations):
LTC Troy Scott, Lt Col Mark Ladtkow, CW4 Wayne Umeda, MSG Scott Nakamura, SMSgt Louise Lum, SFC Johnny L. Miyagishima, SFC Albert Palmere Jr., SFC Jin Ho Pak, MSgt Bradley Johnson, MSgt Blaine Kato, MSgt Kelly Sunaoka, SSG Dwayne Ambrose,TSgt Chad Ashida, SSgt Stephen Abear
The Adjutant General’s Awards: Winners will be announced at the luncheon!
State Employee of the Year:
Jennifer Aina (OVS), Shelly Kunishige (HI-EMA),Teresa Lee (Fiscal), Mindi Lum (HIENG), Nancy Saito (ASO)
State Manager of the Year Nominees:
Tony Elliot (OVS), Reynold Hioki (JStaff),Patrick Tangonan (HIENG), Lorinda Wong-Lau (HI-EMA)
State Team of the Year: Community Resilience Outreach and Education Team (HI-EMA) Construction & FMO Design and Project Management (DPM) Branch (HIARNG) Environmental (ENV) Natural Resources Conservation (NRC) Team (HIARNG)STARBASE Hawaii (HIANG)
30 & 40 Year Awardees (Pending confirmations):
Col Joseph Garnett, CW5 Owen Takenaka, CW2 Lee Yamauchi, CCM Robert Lee III, CMSgt Patrick Kinerney, MSG Scott Nakamura, SMSgt John Bothello, SMSgtTerry Yonamine, SMSgt Douglas Duhachek, SFC Albert Palmere Jr., SFC Jin Ho Pak, SFC Daniel Madayag, MSgt Nathan Enriques, MSgt Dennis Nagai, TSgt Keith Iwamasa,TSgt Patrick Lagmay, Ms. Cheryl Sonoda, Mrs. Sandra Staunton
The cost for the breakfast is $27.00 person, which includes the 18% gratuity. Make your checks out to “DOD Awards Fund”.
The breakfast menu: DOD Breakfast Menu
The suspense is Wednesday, September 18, 2014. Sorry, no payments at the door! The organizational POCs for payment are: State: Dennis Takao, 733-4259 or Cathy Siu 733-4041 HRO: SrA Mary Claire Bolo, 672-1241 HIARNG: Cathy Inouye, 844-6009 154 WG: TSgt Yvonne Reyes, 448-7253 109 AOG: TSgt Ben Case, 449-8500 USPFO: Sandra Stauton, 844-6326
The nation’s gratitude is measured by the way its people honor their defenders. To defend the Constitution, serve in harm’s way, and bear the cost of freedom for all is a sacrifice worthy of active gratitude. The Yukio Okutsu State Veterans Home – Hilo built by the people of Hawaii to honor members of her military community and provide for their health and welfare in recognition of their distinguished service to our country.
South Beach Diet founder and heart expert Arthur Agatston, MD, has an interesting explanation for the country’s high rates of heart disease.
Thanks to these Retiree News readers who registered to “Follow Blog via Email”: Dora Ama
You can register to receive an email every time there is a new post. In the “Follow Blog via Email” section and press “Follow”. On the next screen, enter your email address and press ENTER. Shortly, you will receive a confirmation email to your address from WordPress.com. You acknowledge the email and you are a registered reader.
After you compete this short registration process, you get a notification email every time there is a new posting. The email has a quick teaser of the posting, along with tags that indicate how the posting relates to special topics/areas.
JOINT BASE SAN ANTONIO-RANDOLPH, Texas (AFRNS) – The Spring/Summer 2014 Afterburner is available now online at http://ow.ly/AXWCO
Air Force retirees and annuitants who have an online myPay account are now automatically receiving the Afterburner electronically. The Air Force has partnered with the Defense Finance and Accounting Service in this effort to save postage costs. People with a myPay account have been removed from the hard-copy mailing list. Instead, using the email address they have listed in myPay, they will now receive a notification with a link to the latest Afterburner online.
Retirees and annuitants can keep their email address updated on myPay by logging into myPay at https://mypay.dfas.mil/mypay.aspx. Once logged in, click on “Email Address” and review/edit the “personal email address” block. Click on “Primary” and “Accept/Submit” to complete the transaction.
Are eggs OK for your heart? What’s the difference between brown and white eggs? When it comes to versatility, there are not many foods that can match the power of the incredible, edible egg.
Newly-enrolled Veterans or enrolled Veterans who do not have the legacy Veteran Identification Card (VIC) will need two forms of identification to request the new Veteran Health Identification Card (VHIC).
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Do you always reach for that diet soda? It may not be much better for you than regular, sweetened soft drinks.
Learn other reasons why soda is a bad idea, and get some healthier alternatives.
Major General Peter “Skipper” Pawling serves of the Board of Directors of US Vets. He asked Retiree News to post this job opportunity on our website.
US Vets is looking for an energetic Business Development Associate. This individual would be responsible for expanding the network of employers willing to hire veterans, and connecting veterans to jobs that match their skill sets and career ambitions.
The job description: Business Development Associate
To learn more about US Vets: http://www.usvetsinc.org
The September 2014 issue of Wingman Magazine is now available online. The issue’s cover piece tells the story of Ken Pridgeon and his Portrait of a Warrior Memorial Art Gallery in Baytown, Texas. A former commercial sign painter, Pridgeon uses art to honor Texas’ sons and daughters lost in the conflicts in Afghanistan and Iraq.
Wingman is the companion publication to Air Force Magazine, AFA’s flagship journal. The next issue of Wingman will appear in January 2015.
Click here to access Wingman‘s digital edition
A recent Retiree News post was a short story on the first 199th Fighter Squadron patch designed by 1st Lt Wade McVey – http://wp.me/p3639O-1P1
Shortly after the posting, Retiree News received an email from his son, Kurt McVey expanding his father’s background.
My Dad passed 3 years to the month this was blogged. He flew P47 Thunderbolts in the Europe occupation and F86 jets in the Hawai‘i Air National Guard.
Born in Venice California, neighbor to a horrible brat named Mickey Rooney, (his mom’s words), Dad earned a Master of Fine Arts from Ohio State. Through his work in ceramics he met and married my Mom, (Harue Oyama-(Haah-roo-ay): University of Hawaii Art professor for 43 years, emeritus and still active at 86).
Dad changed professions with the start of his family, (me and my sister). He also quit flying! Eventually as manager and trustee of the $2B Campbell Estate:
http://the.honoluluadvertiser.com/article/2007/Jan/20/bz/FP701200333.html
He ushered in an era of innovation, integrity in its mission and responsibility to society, that has allowed the Estate entity to continue stewardship of its assets beyond the prescribed tenure of the Trust. Now a corporation, its burgeoning wealth was created on Dad’s watch. I hope they remember that it was the result of not just creativity, but conscience as well. He was also a Rotarian major donor many times over.
The world is a much better place for his being here along with the many people he “flew with”.
Thanks for the flyby Dad, aloha and happy landings
Kurt McVay
Related articles:Kurt is an artist who specializes in glass work. Visit his website at: https://www.kurtmcvayartglass.com/index.php
If you go to fast food outlets on a regular basis, you really need to read this article.
Fast food workers offer some warnings about what to avoid on your next trip out for a quickie meal.
